National Police Federal Credit Union Interest Rates

Current as of January 6, 2025*

Savings

Share Savings

Money Market

Share Certificates

3 Month-Term — 4.25% APR**— 4.34% APY**
6 Month-Term — 4.00% APR**— 4.08% APY**
12 Month-Term — 4.00% APR**— 4.08% APY**
24 Month-Term — 4.05% APR**— 4.13% APY**
36 Month-Term — 4.10% APR**— 4.19% APY**
Restrictions apply³

IRAs

Share IRA — 3.00% APR**— 3.05% APY**
12 Month-Term — 4.75% APR**— 4.86% APY**
24 Month-Term — 4.75% APR**— 4.86% APY**
36 Month-Term — 4.75% APR**— 4.86% APY*
Restrictions apply⁴

Checking

Loan Rates

New Auto — 5.74% - 16.99% APR**
Used Auto — 6.74% - 17.74% APR**
Signature Loans — 9.90% - 17.90% APR**
New Motorcycle — 6.99% - 16.99% APR**
Used Motorcycle — 6.99% - 16.99% APR**
New Boat — 8.49% - 12.49% APR**
Used Boat — 8.49% - 12.49% APR**
New RV — 5.99% - 8.49% APR**
Used RV — 5.99% - 8.49% APR**
Tuition Loans — 6.90% - 8.90% APR**
Student Loans — 6.90% - 10.90% APR**
Uniform Loans — 5.90% - 17.90% APR*
Share Secured Loans (3% Margin over Share Account Rate) — 3.03% - 3.09% APR**
Credit Builder Loans — 12.90% APR**
Mortgage Loans — Market Rates
Home Equity Line of Credit (Variable Rate Adjusted Quarterly) 8.00% APR**
Fixed-Rate Home Equity Loans — 6.49% - 9.49% APR**
Member Business Lending — Market Rates

Visa Credit Cards

VISA Copper Cash Back — 13.15% - 17.15% APR**
VISA Blue Line Rewards — 13.15% - 17.15% APR**
VISA Silver Low Rate — 11.15% - 16.15% APR**
VISA Secured — 17.15% APR**
VISA Student — 17.15% APR**
Restrictions apply⁵

*Rates subject to change without notice. Some restrictions apply. Contact National Police Federal Credit Union for most current rates. Dividends computed based on daily balance and paid quarterly for all share products. Dividends posted on March 31st, June 30th, September 30th and December 31st.

**APY = Annual Percentage Yield/APR = Annual Percentage Rate

Early withdrawal penalty may apply. Funds available on October 1st of every year.
Minimum initial deposit of $500 required. $15 per month fee if the average daily balance falls below $500.
Minimum deposit of $500 required. Non Compounding Certificates are available. Contact a National Police Federal Credit Union representative for complete details. Early withdrawal penalty may apply.
The minimum initial deposit is $25 for a Share IRA, $1,000 for a Traditional and Roth IRA, and $500 for an Educational IRA.
This APR will vary with the market based on the prime rate. Rate applies to purchases and cash advances, no annual fee, some restrictions apply.